The Cooling Stream

Financial emergency are caused by unexpected events like loosing of job, hospitalization, and vehicle accident.

A good way to avoid financial problem is to have good financial planning from the very beginning.

We can also seek debt advice from professional when it happens.

A timely financial assistance from our emergency fund will be nice.

We can also rely on families, friends, and colleagues for some short term cashes; we can also ask for advance payment from our employer.

But if the financial requirement is a huge amount, we must get professional debt advice.